4 Ways a Financial Adviser Can Save You Money

It's a question that many of our new clients ask us: are you able to help save me money? And the answer, in most cases, is yes.

One of the biggest myths about financial advice, is that it's only for the super-rich. Those with hefty bank balances, offshore accounts, or complex tax situations.

In reality though, an independent financial adviser can save many people both time and money. But how?

Here are 4 advantages of working with us:

Optimise tax relief

Are you paying too much tax? An independent financial adviser is able to identify ways you can maximise your money – from so-called tax wrappers, like ISAs, to trusts and pensions relief. The latter of these, in particular, offers the opportunity to save up to £40,000 per year tax-free.

Grow your nest egg

The average person who takes financial advice is estimated to increase their pension wealth by £30,991 according to research by The Telegraph. That's an impressive amount. And whatever stage of life you're at, an independent financial adviser can help structure your savings and investments to grow your nest egg for the future.

Review investments

If you're managing your own finances, it can be difficult to stay on top of which pensions and investments are the most rewarding. Many older products, for instance, have higher charges than more modern schemes, and you may unwittingly be losing out. Good independent financial advisers have the knowledge, expertise and tools to make sure your investments and pension plans offer the best possible return.

Pension withdrawals

Taking money out of your pension is a big decision, with big ramifications. In particular, it could cost you dearly in terms of tax. Working with an independent financial adviser removes the uncertainty of this. Advising you on when to withdraw your money, how to make it last longer and the best way to invest for growth.

To find out how we could save you money, contact us on 01978 806505 or mail@belgravewincham.co.uk to arrange a free 60-minute consultation. Alternatively, you can fill in our contact form and we will get in touch with you.


Belgrave Wincham Ltd, Unit 5, Rosehill Business Centre, Erbistock, LL13 0DE




01978 806505

Belgrave Wincham Limited is an appointed representative of ValidPath Limited, which is authorised and regulated by the Financial Conduct Authority under FRN 197107. Belgrave Wincham Limited is registered in England and Wales number 12167416.

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